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A history of paying your bills on time will help your credit score.

To keep up your progress and avoid losing ground, steer clear of behaviors that can lower your credit score.Credit usage is responsible for about 30% of your FICO Score. Credit scores generally benefit from longer credit histories.There's not much new credit users can do about that, except avoid bad habits and work to establish a track record of timely payments and good credit decisions.A credit score in the good range may reflect a relatively short credit history marked by good credit management.It may also characterize a longer credit history with a few mistakes along the way, such as occasional late or missed payments, or a tendency toward relatively high credit usage rates.