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At Nerd Wallet, we strive to help you make financial decisions with confidence. If you’re like many Americans with rising credit card balances, you may be looking for ways to get your debt under control.

To obtain a loan, you must submit additional documentation including an application that may affect your credit score.Borrower subject to a loan origination fee, which is deducted from the loan proceeds.Refer to full borrower agreement for all terms, conditions and requirements.Online lender Marcus is an option for borrowers with good to excellent credit (a FICO score of at least 690).Its starting rates are lower than the average rate on credit cards, and it offers direct payment to creditors and flexible repayment options.

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